Lifestyle Math

A personal finance course that meets state and national financial literacy standards

Proven. Powerful. Personal.

For over 30 years, our Budget Exercise has transformed the educational and career paths of more than 3 million students.

Now, with the updated and enhanced Lifestyle Math curriculum, that proven process has evolved into a powerful, hands-on way to make financial literacy stick—while delivering a double dose of real-world math where every number feels real and relevant.

Every teen deserves to know not just how money works, but how money can work for them. That's what changes behavior—not just vocabulary or worksheet, but real numbers tied to their own lives.

Mindy Bingham, Author of Lifestyle Math
USA Today
"Half of Gen Z lacks key financial knowledge. Here's who is stepping in."

Students discover their "Lifestyle Number" What's a "Lifestyle Number"? The annual cost of the lifestyle students envision for themselves at age 29.

When students understand their Lifestyle Number—the true cost of the life they want—they make smarter, more informed decisions about school, work, and life.
which empowers them to make career and education choices with confidence.

Financial Literacy—Reimagined

Too often, personal finance programs focus on terminology and abstract concepts that influence consumer behaviors.

Lifestyle Math flips financial literacy on its head—tying real numbers to students’ goals and aspirations instead of solely teaching definitions from a textbook.

As students calculate the cost of their envisioned lifestyle, they explore:

  • Credit and debt
  • Banking and investing
  • Taxes, retirement savings, and insurance
  • Housing, transportation, and lifestyle trade-offs

The result? Learning that’s personal, practical, and lasting.

Working with numbers that actually matter to them motivates students and keeps them engaged.

Students using Lifestyle Math
Seeing Is Believing – Request a Preview

A Hybrid Curriculum That Engages Every Learner

Lifestyle Math combines:

Lifestyle Math Workbook
240-page workbook

Providing content, engaging activities, and space for students to pencil-out their math

Online Correction Tool
Unique online correction tool

Delivering instant feedback—which drives accuracy, engagement, and mastery

Financial Planning Portfolio Report
Personalized report

Culminating in the creation of a Personal Financial Planning report as a capstone artifact

Financial Planning Portfolio Reports

At the end of the course, the
online correction tool
generates a personalized
Financial Planning Portfolio
report that equips students with the data-driven lifestyle insights necessary to select an appropriate career pathway and determine the corresponding education and training required for fiscal success.

Explore Lifestyle Math
If you’re looking for a life-changing experience for both you and your students you’ll discover how money and math can finally make sense.

Call (800) 967-8016 or click here to request your copy.

Financial Planning Portfolio Reports

We’ll rush you:

  • ✓ 240-page Lifestyle Math workbook
  • ✓ A link to your trial Online Correction Tool account
  • ✓ A sample Financial Planning Portfolio report

Standards-Aligned

Designed to meet national financial literacy standards and the requirements of many states, Lifestyle Math provides an engaging, practical way to deliver additional math practice—without adding time to the master schedule or requiring extra intervention.

Students learn critical concepts, including:

Banking
Budgeting
Credit
Education
Employment
Income
Independence
Insurance
Investing
Loans
Paychecks
Planning
Retirement
Saving
Spending
Taxes

Math Skills + Financial Literacy = Economic Self-Sufficiency

Developed by Academic Innovations, publisher of the award-winning Career Choices series and curriculum partner of the Get Focused Stay Focused nonprofit, Lifestyle Math builds on nearly four decades of impact and excellence.

Collaboration is at the heart of everything we do. We're proud to work alongside these national nonprofit organizations: